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Wednesday, September 20, 2006

Broken health care "system"

This article details how health insurance companies, particularly Blue Cross, in California are increasing their profits. According to the article, they retroactively cancel individual policies after the people get sick, even when the sickness had not been diagnosed earlier, claiming that, whether diagnosed or not, the sickness or the tendency to contract it existed before the patient originally signed up for the policy. To make matters worse, they then go back and sue the patient for any claims they have paid in the interim. Many have lost their homes or are driven into bankruptcy.

Actually, there is a part of me that wishes my insurance carrier would do this to me, since my premium payments have far exceeded my claims for every year of my life. I'd love to sue them to get back my premiums when they sue to get back their claims payments.

Notwithstanding that, this is a perfect example of one of the 10 billion things wrong with our health care "system" in this country. It's a joke, and the only good fix is going to have to be a single payer system run (or at least regulated) by the government.

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